Key Takeaways

Revolut Business makes modern, global banking fast, flexible, and borderless—streamlining everything from setup to daily operations for tech-forward teams. If you’re ready to cut the paperwork and power up productivity, here’s what you need to know in under a minute:

Set up in minutes—not weeks with Revolut’s fully digital onboarding, letting you register, upload documents, and access global accounts in about 10 minutes (with most approvals in 24 hours).
Operate globally from day one by holding, sending, and receiving in 25–34+ currencies, accessing local GBP/EUR/SWIFT details, and sending payments to 150+ countries with zero hidden fees.
Automate team spend and approvals using up to 200 virtual and 3 physical cards per user, real-time spend controls, and AI-powered expense matching—perfect for distributed, remote-first businesses.
Plug into your workflow instantly via direct integrations with Xero, QuickBooks, Shopify, Slack, and more—plus custom automation through a powerful business API and Zapier.
Choose the right plan as you grow with tiered pricing starting at £0/month and features scaling from solo startup to multinational, all easily switchable in-app as your needs evolve.
Breeze through eligibility (if registered)—you’ll need an officially incorporated entity in a supported country, real address (not virtual), and clear documentation; freelancers and sole traders use Revolut Pro instead.
Stay secure and supported 24/7 with proactive fraud protection, instant card controls, and always-on chat support—plus dedicated account managers for large teams.

Revolut Business lets your company move at the speed of digital—ditch the old banking drag and unlock borderless business banking that actually works for you. Want hands-on setup tips and next-level strategies? Dive into the full article!

Introduction

Ever wasted an afternoon wading through clunky banking dashboards, waiting on hold just to send a payment—or lost track of which team member ran up a mystery expense?

If so, you’re not alone. Seventy-six percent of digital-first businesses say traditional banks slow them down and limit global growth, all while complicating something as basic as opening a new account.

Imagine issuing cards to your whole remote team, moving money in 25+ currencies, and plugging expenses directly into your favorite apps—all from your laptop before your second coffee. That’s not a fantasy; it’s the new baseline for ambitious teams that want to move fast, stay global, and keep banking hassles in the rearview.

If you’re a founder, marketer, or creator used to leveraging tech for speed, the idea of spending weeks on paperwork or losing days closing the books just doesn’t fit anymore.

Here’s what you actually want from business banking:

Instant, paperless setup—no more branch visits or endless forms
Borderless payments and multi-currency power for global clients and suppliers
Real-time controls and automation that fit with the tools you’re already using
Integrated spend management—no more end-of-month panic or guessing who spent what

Revolut Business puts all this in your pocket—and builds in the kind of security, analytics, and workflow magic traditional banks can only dream of.

Wondering how it all works, what makes Revolut actually different, and how you can set up an account that fits your business (not the other way around)? You’ll find clear, concise answers—and plenty of insider strategies—right ahead.

Get ready to see how turning banking into just another app unlocks level-ups for your team, your workflow, and yes, your peace of mind.

So, what makes Revolut Business the go-to for tech-driven professionals right now? Let’s map exactly how it transforms modern business banking—from foundations and features, to plan selection and setup.

Understanding Revolut Business Accounts: Foundations & Value

Revolut Business is an online-only, multi-currency account designed to remove global banking barriers for ambitious, tech-forward companies. Imagine handling payments in 25–34+ currencies and sending money to 150+ countries—all from your laptop or phone.

You can register and upload documents in about 10 minutes, with most account decisions made within 24 hours—no branch visits, paperwork hassles, or phone queues. Picture this: your startup gets a fully international banking solution before your second cup of coffee.

Why Modern Businesses Choose Revolut

Revolut stands out as a fintech favorite for digital-first businesses. Here’s how it fits the way modern teams work:

Remote-first companies can issue cards and set spend controls for global teams instantly
Startups and scaleups love the seamless onboarding and robust integrations (think Xero, QuickBooks, and Slack)
Established brands unlock more advanced tools at higher tiers, enabling efficient bulk transfers and manager approvals

You’ll appreciate that all core features—from international transfers to expense management—are accessible via a slick app, sparking envy from anyone still stuck with legacy banks.

Strategic Value by Business Type

Not every company has the same needs, so Revolut Business offers tailored solutions:

Limited companies and partnerships: Access multi-currency accounts, advanced reporting, team cards
Cross-border e-commerce brands: Save with FX at interbank/market rates for supplier payouts
Agencies and professional service firms: Automate invoices and plug into your favorite platforms
Remote/distributed teams: Real-time expense controls and global card issuance

For freelancers and sole traders, Revolut Pro is a separate stream built right into the personal app. It’s ideal if you’re a one-person powerhouse who wants business tools—without the complexity or team-management features of full business accounts.

Instant Digital Access & Shareable Takeaways

Sign up online, upload IDs and company docs, and access your global account with local details for GBP, EUR, and SWIFT payments—all with zero physical paperwork.

The ultimate shareable: “With Revolut Business, you can go from application to international business banking in a single morning, not weeks.”

For tech-driven professionals, the takeaway is clear: global banking is now as fast, mobile, and borderless as your business needs to be. Revolut ensures you’re ready to launch, scale, or pivot—anywhere in the world, instantly.

Comprehensive Features of Revolut Business

Revolut Business is designed for modern, tech-savvy teams who want smart banking that simply gets out of the way.

Need to send payments around the world, issue cards to your team, or pull reports for your accountant? All the essentials—and then some—are here.

Multi-Currency Accounts & Global Payments

Think of Revolut as your borderless business wallet.

Hold, send, and receive in 25–34+ currencies
Get local account details (e.g., GBP with sort code/account, EUR IBAN)
Move funds to 150+ countries, often faster and cheaper than traditional banks

“Revolut makes my business feel local, wherever I trade.”

Integrated Payment Acceptance

Getting paid online is frictionless—picture this:

Accept payments via payment links, plugins, checkout pages
In-person sales? Use Revolut Pay or POS devices for card acceptance

Whether you’re splitting invoices for clients in Berlin, booking event tickets in Paris, or launching a US online store, incoming funds land in your account—minus headaches.

Card Controls & Expense Automation

Empower your team without losing oversight, thanks to robust card and spending tools:

Issue up to 200 virtual and 3 physical cards per user
Instantly freeze, set limits, and tag spending per project or team
Set role-based access, automate receipts, and trigger AI-powered expense matching

“Revolut cards are your digital wallet—distributed to every team member, with no surprises at month’s end.”

Seamless Integrations & Automation

Accelerate operations by connecting Revolut directly to your stack:

Plug into Xero, QuickBooks, Sage, FreeAgent
Connect e-commerce (Shopify, WooCommerce), CRMs, and Slack in minutes
Tap the business API or Zapier for custom automation and scalable workflows

Advanced Finance Tools & FX

Revolut’s money management toolkit helps your business adapt and grow globally:

FX at interbank rates (within plan limits), daily interest on savings
Bulk pays, payroll, and bill management—batch your admin in one click
For bigger players: hedging tools like forward contracts and stop/limit orders

Security, Support & Confidence

You stay protected and in control with every transaction:

Proactive fraud detection and instant card lock
24/7 in-app chat, with dedicated managers on Enterprise plans
App-first security model: every action, every unlock, in your pocket

Revolut Business features deliver flexibility, speed, and transparency, whether you’re running a global scale-up or a distributed start-up. The big takeaway: you get the power of a bank, the speed of an app, and the freedom to scale your way.

Account Types, Plans & Pricing Structures

Revolut Business gives you a lineup of plans designed for every stage—whether you’re launching solo or scaling across borders. Four main tiers make it easy to pick the right setup for your specific needs.

Basic/Entry (from £0/month): Perfect for startups and side hustles, includes a limited quota of free local/international transfers plus access to one or two physical cards.
Grow (~£25/month): Adds more free transfers, lets you invite a small team, and unlocks advanced expense tools—ideal for growing companies.
Scale (~£100/month): Designed for ambitious scaleups, you get higher monthly allowances, more multi-user access, and bulk payments.
Enterprise (custom pricing): Tailored for larger or multinational firms with unlimited features, dedicated support, and high-volume perks.

Quote this: “You can open a full-featured UK, EU, and USD business account—without ever setting foot in a bank branch.”

Revolut Pro is a separate track for freelancers and sole traders, accessed within the personal app. It’s lighter on features but offers integrated invoicing, payment links, and GBP/EUR account details—think one-person businesses and gig earners.

Plan Distinctions & What’s Included

Don’t get lost in the details—here’s what separates each plan:

Transfer Allowances: Each tier increases the number of free local/international transfers, saving you money as you grow.
Team Size: Basic is solo, Grow typically fits 5 users, Scale handles 30+, and Enterprise is unlimited.
Cards & Controls: All plans let you issue multiple virtual/physical cards, but higher tiers add bulk actions, role-based access, and deeper approval flows.
Advanced Tools: Grow and up unlock AI expense coding, multi-currency analytics, and connections to 45+ business integrations (Xero, Zapier, Shopify).

Estimate real savings: For a small remote team sending 30+ global payments/month, moving from Basic to Grow pays for itself in waived transfer fees alone.

ROI Strategies & Real-World Scenarios

It’s not just about features—it’s how you use them. Picture this:

A SaaS startup scaling to Europe: Switch to Scale for higher transfer caps, seamless Eurozone payments, and automated invoices via Xero.
A distributed agency: Use Grow or Scale to manage cards, set spend limits, and capture receipts on-the-go—no more chasing team members for expenses.
International subsidiaries: Enterprise plans centralize control, while local managers get account access tailored to each region.

Quotable insight: “With the right plan, you’re not just banking—you’re automating, controlling, and scaling on your terms.”

Pick the plan that matches your current volume but reassess quarterly—switching is instant through the app, and you’ll only ever pay for what you actually use. That’s true fintech for modern businesses: completely digital, designed for change, and always tailored to your real-world pace.

Eligibility, Supported Jurisdictions, and Restrictions

Revolut Business is designed for registered, active companies—not for unregistered sole traders or side hustles without formal business structures.

You’ll need an officially incorporated entity, like an LTD, LLP, PLC, or GmbH, to pass through their onboarding system.

Who’s Eligible?

The following business types typically qualify:

Private or public limited companies (LTD/PLC/AG/GmbH)
Limited liability partnerships (LLP)
Standard partnerships (where registered and recognized)
Incorporated partnerships and legal entities with documented ownership

High-risk sectors—think gambling, weapons, crypto exchanges, and shell companies—are on the exclusion list.

Where Can You Open a Revolut Business Account?

Supported countries and regions include:

UK
EEA (European Economic Area)
US
Australia
Singapore
Switzerland
Select additional regions as announced

Your company must have a verified operating address (not a PO Box or virtual mailbox) in a supported country.

Critical Restrictions & Edge Cases

PO boxes/virtual offices? Not accepted as your main address.
Unregistered freelancers/sole traders? You’ll need Revolut Pro, accessed via the personal Revolut app. (Traditional Business accounts are for registered companies only.)
Multi-national operations may need to verify each local entity individually—one global log-in won’t cover multiple countries or legal registrations.

Edge scenario: If your UK-based agency manages contractors worldwide but is only incorporated in the UK, you’re good. If you want accounts for a US and UK business, you’ll need to register each separately and provide complete local documentation.

How Regulations & Local Laws Matter

Evolving financial regulations sometimes change eligibility, especially for:

Sanctioned or high-risk jurisdictions—these can be removed without notice.
Industry-specific rules—sectors like crypto or financial services may face enhanced due diligence or outright exclusion.
Documentation standards shift based on local laws; the review team may ask for supplemental proof or more granular ownership details.

“Picture this: You snap your company certificate and utility bill, upload in-app, and within 24 hours you’re ready for global payments—unless your industry trips a compliance alarm.”

Key takeaway: If you’re a tech-driven founder or a distributed team, as long as you’re a registered company in a supported region (with a real, physical address) and not on a restricted-industry list, you’ll likely breeze through Revolut’s online screening. Double-check current lists before applying, as rules and supported countries evolve quickly in digital banking.

Required Documentation: Preparation & Best Practices

Picture this: you’re ten minutes away from a business bank account that powers payments in 34+ currencies, so long as your documents are in order. Getting your paperwork right upfront is the fastest way to get approved with Revolut Business.

You’ll want these essentials prepped and ready before you even start the application:

Core Documentation Checklist

Identity verification for all owners/controllers (passport, national ID, full driving license, or residence permit)
Video selfie submitted in-app to confirm your identity — think “digital handshake,” but with your face
Certificate of incorporation or business registration (e.g., Companies House in the UK)
Articles of Association or relevant founding documents
Complete ownership structure — a list naming all directors and shareholders with more than 25% ownership
Proof of operating address: a physical, documentable location (recent utility bill or lease/rental agreement; virtual offices and PO boxes are out)
Proof of active business operations: website URL, client contracts, supplier invoices, or any regulatory documentation
Authorization document if someone other than a director or majority owner is applying

Most applications that hit snags are missing a clear proof of address or a full ownership list — so double-check those early.

Fast-Track Strategies & Pro Tips

Pre-scan all docs in PDF or JPG, and label each file clearly (e.g., “2024-UK-CertificateOfIncorporation.pdf”)
Align documents to the registration country (if you’re a GmbH in Germany, don’t upload UK forms)
If roles or ownership is layered (think: parent companies or trusts), draw a simple organizational map to include
For high-growth startups or groups with complex setups, be ready to submit additional documentation and respond via the in-app chat—Revolut handles most reviews in ~24 hours, but expect extra time for more intricate structures

Country-Specific Checks & Special Scenarios

Some countries require notarized translations of documents if not in English
Regulated industries, crypto firms, or payment processors often trigger extra compliance steps — expect requests for business plans, regulatory licenses, or additional contract evidence
If you’re a freelancer or sole trader outside supported countries, look instead at Revolut Pro within the personal app

Memorable Takeaways

A speedy application is all about preparation. “Upload everything—twice if needed. Faster in, faster out.”

Imagine your digital ‘application packet’ — crystal clear, logically ordered, and ready for review. That’s how you leapfrog the queue and unlock multi-currency banking in record time.

Having your documents organized (and ready to re-send if requested) means you’re set to open your Revolut Business account in as little as 24 hours—which can be a real game-changer for growing businesses.

Step-by-Step Account Setup: From Application to Activation

Setting up a Revolut Business account is refreshingly digital—start to finish, you can be fully up and running in just 10 minutes (with a decision often within 24 hours).

Ready to go from idea to international bank details, all from your laptop or phone? Here’s how:

1. Register Online or in the App—Swift and Paperless

You’ll start by heading to the Revolut Business site or downloading the Business app (look for the black icon).

You’ll:

Select your country of incorporation
Choose the business type (e.g., LTD, LLC, GmbH)

A straightforward sign-up flow asks for your email, phone, and password—or go even faster with Google or Apple login.

You’ll verify your phone with an SMS. Your profile’s ready in two minutes flat.

2. Share Business and KYC Information—All in One Go

You’ll enter:

Personal details: Name, address, date of birth
Business details: Legal name, registration number, address, activities, and expected account usage

If you’re already a Revolut personal user, some info may be magically prefilled—hello, time-saver.

3. Upload Documents and Take a Quick Video Selfie

Smooth the process by prepping this list in advance:

Photo ID (passport or national ID)
Company documents (certificate of incorporation, articles, ownership list)
Proof of operating address (no PO boxes—think lease, utility bill, or bank statement)
Evidence of business activity (website, contract, invoice, or regulatory doc)
Authorization if you’re applying on behalf of someone else

You’ll snap a video selfie in-app to verify your identity—think of it as your official entrance.

4. Compliance Review: What to Expect

Your application moves to a short review queue—expect 24 hours for basic cases.

Things move fastest if docs are clear; sometimes, you’ll get a ping for more info in the app’s chat (real humans respond quickly).

“We set up a UK LTD in under a day—no branch visits, no stress,” says one founder. Picture yourself checking off all steps with coffee in hand.

5. Get Your Multi-Currency Details and Activate

Once approved, you’ll instantly access:

GBP, EUR, and SWIFT bank details
Account funding (ready for your first transfer in seconds)
Your choice of physical and virtual cards (operate globally, monitor spending smartly)

6. Post-Setup Essentials: Customizing for Real Business

Now, turn your account into a financial command center:

Invite team members and assign roles or spend limits for transparency
Link tools like Xero, QuickBooks, Slack, or Shopify—Revolut syncs with 45+ integrations to eliminate double entry
Set up payment links, plugins, or POS to start receiving customer payments
Customize approval flows, FX preferences, and even open savings/interest pockets

The dashboard shows spend analytics, real-time balances, and granular controls—all in one place.

A smooth, fully online setup means your business banking can keep pace with how you work now—not where you’d have to go in person. The key: prep your docs, stay responsive in-app, and use integrations from day one. You’ll have your business banked and dashboarded before your second coffee’s finished.

Optimizing Business Banking with Revolut: Real-world Applications & Pro Tips

Managing a modern business means moving fast, staying secure, and empowering your team. Revolut Business isn’t just another account—it’s a toolkit for smarter operations that helps you focus on growth, not admin.

Powering Remote Teams & Spend Controls

Distributed teams thrive with Revolut’s role-based access and real-time card controls.

Picture this:

Your marketing manager in Berlin, designer in Lisbon, and developer in London each have their own virtual or physical company card—with spend limits you set in seconds.

Instantly issue up to 3 physical and 200 virtual cards per user
Set spend limits and freeze/unfreeze cards from the app, any time
Enable role-based approval workflows so expenses stay on track

“No more mystery spends—every transaction is transparent and instantly manageable.”

Expense Automation, Payroll, and Integration Wins

Cut your end-of-month chaos with integrated expense tools and seamless payroll.

Connect Revolut to platforms like Xero, QuickBooks, Sage, or manage bulk salary transfers in a few taps.

Capture and categorize receipts in-app for every transaction
Automate expense approvals and reconciliation with built-in AI
Use bulk payment tools to run payroll or pay suppliers in minutes

“Close the books 3x faster—Revolut syncs with top accounting software for true automation.”

Unlocking Multi-Currency Power & Analytics

Going global? Revolut’s 25–34+ multi-currency accounts and FX at interbank rates help you pay across borders—without the usual headaches.

Receive, hold, and pay in 25–34+ currencies
Use advanced FX tools (forward contracts, limit orders) for larger businesses
Monitor cash flow with customizable analytics dashboards

Imagine checking your balance in €/$/£ at a glance, tracking spend trends over time, and making confident FX decisions—all from your phone.

“From freelance projects to international payroll, Revolut helps you win on global payments.”

Troubleshooting, Support, and Continuous Optimization

Don’t get held up by banking bottlenecks. Revolut gives you:

24/7 in-app chat support for quick fixes or escalations
Dedicated account management available on Enterprise plans
Tools to handle compliance checks, real-time security controls, and ongoing account reviews

Regularly review your plan’s limits and new features so you’re never overpaying or missing out.

Stay proactive with:

Quarterly check-ins on plan fit as your team or revenue grows
Setting alerts for new integration releases in your dashboard
Updating security roles and permissions as your business changes

Expect fast, digital-first support that fits your workflow, not the other way around.

With Revolut Business, automation, transparency, and flexibility become your competitive edge. Start now by mapping just one business pain point—like spend tracking or cross-border payments—to a Revolut feature, and watch administrative headaches melt away. “Banking should move at your speed—not the other way around.”

Conclusion

Revolut Business unlocks the agility and reach modern companies crave—bringing global banking, automation, and transparency into a single app that grows alongside your ambitions.

You’re not just avoiding legacy roadblocks; you’re giving your business powerful tools to move faster, cut admin time, and empower teams anywhere in the world—all without sacrificing control or security.

Key Takeaways:

Organize and prep your essential business documents to streamline setup and approval
Select a plan that fits your current team size and transaction volume—and review it quarterly as you scale
Leverage integrations with accounting and business tools to automate workflows and reduce double entry
Use role-based access and real-time expense controls to keep team spending transparent, whether local or distributed
Tap into built-in analytics and multi-currency features for smarter financial decision-making as you expand borders

Next Steps:

Start the sign-up process for your business—gather required ID and company documents before applying
Map your top admin headaches (expenses, payroll, cross-border payments) to specific Revolut features you’ll implement immediately
Review current banking workflows—identify integrations (like Xero, Shopify, or Slack) to connect on day one
Invite key team members, assign roles, and test card controls to ensure spend stays on track from the start
Mark your calendar for a plan review every quarter, so your features and savings always align with your company’s next growth stage

Every minute you wait is a missed chance to make your business faster, smarter, and truly global.

Give your team the fintech advantage—because banking should keep up with you, not hold you back.

“The best business banking move you’ll make this year is the one that moves at your speed.”